Insurance

David Thornber · Post by **David Thornber** » Wed Feb 19, 2003 3:54 pm

It's that time of year... Any recommendations of insurance companies. My quote is around Â£320 for a 1.7turbo, I'm 34 with max no claims. Limited mileage of 2000miles, and a high excess on any claims. I'm currently with Norwich union.

dragon · Post by **dragon** » Wed Feb 19, 2003 3:57 pm

I'd say "stick with NU" - my broker was the second best quote I got from about 11 companies, and it's a NU policy (although NU refused to insure me when I phoned them direct - what an odd world)   1995 480 Turbo, Flame Red Metallic, Jacquard/Leather

DaveBrown2001 · Post by **DaveBrown2001** » Wed Feb 19, 2003 4:18 pm

My circumstances are very similar to yours David (I'm three years younger but probably no better looking <img src=http://www.ezboard.com/intl/aenglish/im ... s/wink.gif ALT=";)"> ) I'm insured through NU Direct as well for about that much (can't tell exactly without looking) Excess of Â£120. I don't have a mileage restriction - did they bracket your car as a classic?

David Thornber · Post by **David Thornber** » Wed Feb 19, 2003 5:03 pm

No it's not bracketed as a classic, the restriction is a hangover from the spitfire I had insured until recently. Also the car doesn't do much mileage as I also have a company mondeo turbo (oh yeh 1.8 diesel...yawn). Might take the mileage restriction off just to see what difference it makes.

chris1roll · Post by **chris1roll** » Wed Feb 19, 2003 8:32 pm

Ha! You should try being 21. I pay Â£750 Third party fire and theft <img src=http://www.ezboard.com/intl/aenglish/im ... ns/mad.gif ALT=">:"> , with a Â£200 excess. I do about 18000 miles a year in my 1.7 ES. This is with Norwich Union, and again they wouldn't insure me when i phoned them direct. I long for the days when i get quoted Â£320! Now I've had my whinge, Norwich Union do seem to offer the best deals.<img src=http://www.ezboard.com/intl/aenglish/im ... /happy.gif ALT=":D"> Cheers

baggybmx · Post by **baggybmx** » Tue Feb 25, 2003 2:01 am

hi, i suggest you all give tesco insurance a phone. i am Â£620 and i am 21. Â£100 excess. with one year no claims and my mrs as a named driver. and they know that she has wrote off a honda civic.

dragon · Post by **dragon** » Tue Feb 25, 2003 11:16 am

Tesco were OK, they were the 3rd cheapest for me, but they were 150 quid more expensive than the broker I went with, which landed me the NU policy...   1995 480 Turbo, Flame Red Metallic, Jacquard/Leather

Spacemonkey · Post by **Spacemonkey** » Tue Feb 25, 2003 10:06 pm

Dear mr Baggybmx (my last bmx was a Redline 'Proline' and bloody ace it was too but I prefer mtbs now...anyway...) I hope you don't let her drive too often!!!<img src=http://www.ezboard.com/intl/aenglish/im ... s/wink.gif ALT=";)"> Carole Nash will insure a '90 480 Turbo as a classic for sod-all with 10000miles pa. fully comp. They do MY Spitfire for even less! My 480 Turb is with NU Direct for not a lot. Carole Nash are also DEFINITELY the best for bikes too.

Jamo · Post by **Jamo** » Tue Feb 25, 2003 10:13 pm

I got something similiar via Adrain Flux who put me with Norwich Union 92 turbo insured as a classic car 10k a year mileage

martinholmesuk · Post by **martinholmesuk** » Tue Feb 25, 2003 10:17 pm

baggybmx & Chrisroll1, I'm 21 (22 next week) my insurance is with Directline.com and last june my 480S was 900. I have 1 yrs nc. I started driving when I was 19.

martinholmesuk · Post by **martinholmesuk** » Tue Feb 25, 2003 10:19 pm

When I was 19 it cost me 2326 to insure my 480s 92 1.7i <img src=http://www.ezboard.com/intl/aenglish/im ... ns/mad.gif ALT=">:">

Jamo · Post by **Jamo** » Tue Feb 25, 2003 10:29 pm

Jesus i dont feel so bad now my first 480 ES F reg cost me 1200 insurance when i was 19 that was a while back mind!! <img src=http://www.ezboard.com/intl/aenglish/im ... s/wink.gif ALT=";)">

baggybmx · Post by **baggybmx** » Wed Feb 26, 2003 12:09 am

jesus christ if had to pay more the a grand for insurance i wouldn`t have a car at all. and the mrs doesn`t get to drive my baby unless i have had a drink or an injury from riding. cool to see another biker on here.

chris1roll · Post by **chris1roll** » Wed Feb 26, 2003 6:19 pm

Cheers Ill try some of them when its up for renewal in a few months time. Dont feel too bad now i hear of 2000 + quotes.

CHESH740R · Post by **CHESH740R** » Wed Feb 26, 2003 7:49 pm

When I was 18 my First 480 ES cost me my Mark 2 Fiesta 1.1 Popular Plus to insure. I.e Â£850 (what i sold it for) But then again that was in 98. No chance you'd get that much for a Mark 2 Festa these days <img src=http://www.ezboard.com/intl/aenglish/im ... s/roll.gif ALT=":rollin"> .

Spacemonkey · Post by **Spacemonkey** » Wed Feb 26, 2003 8:36 pm

For god's sake! I take it these criminal quotes are for Fully Comp? If so don't bother - why pay more than the car's worth when you could just buy another with the money you've saved when you trash it and then buy the wreck back for peanuts and flog it for spares. I rolled over 31 a couple of days ago and can quite honestly say that I've always had fast cars (but never had fully comp until I got my slow Spitfire) and the insurance was never more than Â£500, usually Â£3-400. It doesn't get much cheaper until the big 30. Then they just find more reasons even if you live in the sticks and have 8 years NCB. Bastards. Kill them all....<img src=http://www.ezboard.com/intl/aenglish/im ... ns/mad.gif ALT=">:">

lee · Post by **lee** » Wed Feb 26, 2003 8:44 pm

I pay Â£950TPFT for the turbo with all mods declared. But i'm only 20 with 6 points for owning such a cool car. The ES cost me Â£750. Westy Â£650 with 3 track day insurance. That was with the 2ltr running twin webbers, cam and ported head.

Spacemonkey · Post by **Spacemonkey** » Wed Feb 26, 2003 9:49 pm

How on earth can you buy all that and insure it at 20?

chris1roll · Post by **chris1roll** » Wed Feb 26, 2003 10:04 pm

No, Tats Â£750 For third party fire and theft. I have a clean licence 2yrs no claims. But i am 21. Your'e right they are ba*****s.<img src=http://www.ezboard.com/intl/aenglish/im ... /devil.gif ALT=":evil"> All the power, none of the lag. (soon)

lee · Post by **lee** » Wed Feb 26, 2003 10:19 pm

I have 3 years no claims aswell!!! I only have the westy and the turbo now. Was going to get a T5 until drove the turbo and T5 the same day. Insurance is a con. I'm 21 in just over a week so insurance should come down.

Volvo 480 Club Europe

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